{"id":3960,"date":"2021-08-05T09:30:11","date_gmt":"2021-08-05T07:30:11","guid":{"rendered":"https:\/\/www.worldofstudents.org\/auslandskrankenversicherung\/"},"modified":"2024-02-29T14:47:28","modified_gmt":"2024-02-29T13:47:28","slug":"international-health-insurance","status":"publish","type":"page","link":"https:\/\/worldofstudents.org\/en\/international-health-insurance\/","title":{"rendered":"International Health Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;}||#main-content p {text-align: justify;}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: bold; line-height: 32px; margin-bottom: 20px;\"><b>Your overseas health insurance<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you want to study abroad, you have a good international education, adventure, and fun in mind. However, to start your adventure with peace of mind, you will definitely need health insurance abroad. Most universities abroad require all international students to have health insurance. Even if you are still insured through your parents, you will need an additional policy to cover illness abroad. If you plan to study within Europe, your European health card is usually sufficient. This must often be presented as proof when applying or directly at arrival at the university.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In many cases, the international universities themselves offer health insurance abroad. However, it is important to note that it is usually cheaper to take out the insurance from Germany. If this applies to you, you should definitely check whether the German health insurance offers all aspects that are required by your university abroad.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In principle, it is helpful to choose the right health insurance abroad based on the scope of services covered, the price range and, of course, the validity in the host country. However, we have summarized a few more aspects that you should pay attention to:<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 style=\"font-weight: bold;\"><b>International Health Insurance \u2013 what you should pay attention to:<\/b><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">Is the insurance company reputable?<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">Is there an age limit, or will this be exceeded during the semester abroad?<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">What exactly is covered?<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">Are there limits on the amount of insurance for certain concerns?<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">Is the insurance recognized by the university abroad?<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">How high is the deductible in case of illness?<\/span><\/li>\n<li>Is one also insured in Germany, should one stay in Germany during the study abroad?<\/li>\n<li>Is an extension possible?<\/li>\n<li>Is the insurance paid monthly or the total amount before departure?<\/li>\n<li>Is there a refund if the semester abroad is cancelled?<\/li>\n<li>Are eye and dental visits covered?<\/li>\n<li>Are preventive medical exams covered?<\/li>\n<li>Are pre-existing conditions and chronic conditions covered (e.g. allergies, heart conditions, asthma, etc.)?<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 style=\"font-weight: bold;\"><strong>Overseas Health Insurance \u2013 Costs:<\/strong><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">There is not much that can be said about the costs of an international health insurance. The cost factor depends on many factors, such as your age, your destination country, the duration of your stay there and, of course, the desired combination of benefits of the insurance. It is especially important that you do not just look at the price while comparing different providers. It is also advisable to contact the insurance company as soon as possible in case of illness. That way you know exactly what the next steps are, what documents you need to submit and how to get your money as quickly as possible. Often it also makes sense to issue a power of attorney for insurance matters to your parents, for example, as it is often easier to stay in contact with the insurance company from Germany. If you want to study abroad, you should find out early on which international health insurance is the best choice for you. In return, you can then throw yourself into the adventure without a care in the world!<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.worldofstudents.org\/wp-content\/uploads\/2021\/08\/Young-students-on-campus_small.jpg&#8221; title_text=&#8221;Young-students-on-campus_small&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your overseas health insurance If you want to study abroad, you have a good international education, adventure, and fun in mind. However, to start your adventure with peace of mind, you will definitely need health insurance abroad. Most universities abroad require all international students to have health insurance. Even if you are still insured through [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3960","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your International Health Insurance - World of Students<\/title>\n<meta name=\"description\" content=\"Health insurance for your studies abroad - To start your adventure, you need international health insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/worldofstudents.org\/en\/international-health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your International Health Insurance - 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